Frankie Ann Merrell, 23, was a loving mother to her only child, a person who loved life and always gave of herself. If any of her friends or their families needed help, Merrell was there. “She would go out of her way to help them,” a friend said. She was described as of the most caring individuals a person would ever meet and an outstanding mother of her 2 1/2-year-old daughter, Morgan Taylor Merrell. Merrell, 23, was a teller at the Federal Employees Credit Union for three years. Born Oct. 25, 1971, in Fort Smith, AR, she graduated from Putnam City High School. Her husband, Charles Wayne Merrell, said she was a devoted wife and was pulling her life back together after the death of her father a year ago. An educational trust fund has been set up for her daughter.